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This question is about Capital One Credit Cards
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Joyce Brown, WalletHub Credit Card Analyst
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The best Capital One 0% APR balance transfer card is the Capital One VentureOne Rewards Credit Card. This card offers an intro APR of 0% for 15 months on qualifying balance transfers (subject to a fee of 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time). Once the intro period expires, any remaining balance will be subject to the card’s regular APR of 19.99% to 29.99% (V).
However, the Capital One VentureOne Rewards Credit Card is not the only Capital One credit cardthat offers a 0% intro APR on balance transfers. There are a few other good options to choose from.
Best Capital One 0% APR Balance Transfer Cards in 2024
Overall:Capital One VentureOne Rewards Credit CardCapital One VentureOne Rewards Credit CardLearn MoreLearn Moreon issuer's website
(see Rates & Fees)
This card is a great option for balance transfers as it offers an intro APR of 0% for 15 months on both qualifying balance transfers and new purchases. The balance transfer fee is 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time and the card’s regular APR is 19.99% to 29.99% (V).
In addition, this card offers 1.25 - 5 miles per $1 spent on purchases, plus an initial bonus of 20,000 miles for spending $500 in the first 3 months. The card’s annual fee is $0 and it requires at least good credit for approval.
- High Earning Rate:Union Plus Credit CardUnion Plus Credit CardLearn MoreLearn More
The Union Plus Credit Card is also a good option if you’re planning on transferring a balance. This card offers an intro APR of 0% for 12 months on both new purchases and qualifying balance transfers (subject to a 3% transfer fee). The card’s regular APR is 18.15% to 27.99% (V).
This card also offers 1.5% cash back on purchases. The card’s annual fee is $0 and it requires at least excellent credit for approval.
Ultimately, you can check out our editors’ latest picks for the best balance transfer credit cardsto weigh your options.
This answer was first published on 08/19/22 and it was last updated on 04/16/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
- Overall:Capital One VentureOne Rewards Credit CardCapital One VentureOne Rewards Credit CardLearn MoreLearn Moreon issuer's website
(see Rates & Fees)
This card is a great option for balance transfers as it offers an intro APR of 0% for 15 months on both qualifying balance transfers and new purchases. The balance transfer fee is 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time and the card’s regular APR is 19.99% to 29.99% (V).
In addition, this card offers 1.25 - 5 miles per $1 spent on purchases, plus an initial bonus of 20,000 miles for spending $500 in the first 3 months. The card’s annual fee is $0 and it requires at least good credit for approval.
- High Earning Rate:Union Plus Credit CardUnion Plus Credit CardLearn MoreLearn More
The Union Plus Credit Card is also a good option if you’re planning on transferring a balance. This card offers an intro APR of 0% for 12 months on both new purchases and qualifying balance transfers (subject to a 3% transfer fee). The card’s regular APR is 18.15% to 27.99% (V).
This card also offers 1.5% cash back on purchases. The card’s annual fee is $0 and it requires at least excellent credit for approval.
Ultimately, you can check out our editors’ latest picks for the best balance transfer credit cardsto weigh your options.
2024's Best Capital One Credit Cards
2024's Best Capital One Credit Cards
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Popular Capital One Credit Cards
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Rewards
Capital One Venture Rewards Credit Card
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0% Intro APR
Capital One Quicksilver Cash Rewards Credit Card
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No Annual Fee
Capital One SavorOne Cash Rewards Credit Card
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Building Credit
Capital One Quicksilver Secured Cash Rewards Credit Card
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People also ask
Are there any Capital One credit cards with no interest for 18 months?
No, there aren’t any Capital One credit cards that have no interest for 18 months. The longest zero interest a Capital One card offers is for 15 months.
Capital One Credit Cards with a Long Intro APR
If you‘re looking for a Capital One credit card with no interest, you should consider the Capital One Quicksilver Cash Rewards Credit Card (see Rates & Fees). It offers an intro APR of 0% for 15 months on new purchases and qualifying balance transfers. The card’s regular APR is 19.99% - 29.99% (V) and its balance transfer fee is 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time.
The...
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What are the best 0% APR travel credit cards?
One of the best 0% APR travel credit cards is the Chase Freedom Unlimited® card. It offers an intro APR of 0% for 15 months on both new purchases and balance transfers, and it rewards you with 1.5 - 5% cash back on purchases – including 5% back on travel booked through Chase.
Some of the Best 0% APR Travel Credit Cards in 2024
- Chase Freedom Unlimited®
Purchase Intro APR: 0% for 15 months
Transfer Intro APR: 0% for 15 months
Regular APR: 20.49% - 29.24% (V)
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
Initial Bonus: N/A
Ongoing Rewards: 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year)
Annual Fee: $0
Minimum Credit Required: Good
- Wells Fargo Autograph℠ Card
Purchase Intro APR: 0% for 12 months from account opening
Transfer Intro APR: Not Offered
Regular APR: 20.24% - 29.99% Variable
Balance Transfer Fee: 3% intro for 120 days, then up to 5% (min $5)
Initial Bonus: 20,000 points for spending $1,000 in the first 3 months
Ongoing Rewards: 3 points per $1 spent on restaurant, travel, gas, transit, streaming services and phone plans, as well as 1 point per $1 spent on other purchases
Annual Fee: $0
Minimum Credit Required: Good
- Citi Rewards+® Card
Purchase Intro APR: 0% for 15 months
Transfer Intro APR: 0% for 15 months
Regular APR: 18.74% - 28.74% (V)
Balance Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
Initial Bonus: 20,000 points for spending $1,500 in the first 3 months
Ongoing Rewards: 5 points per $1 spent on hotel, car rentals, and attractions booked on CitiTravel.com through December 31, 2025, 2 points per $1 spent at supermarkets and gas stations up to $6,000 spent per year, and 1 point per $1 on all other purchases
Annual Fee: $0
Minimum Credit Required: Good
- Bank of America® Travel Rewards credit card
Purchase Intro APR: 0% for 15 billing cycles
Transfer Intro APR: 0% for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR: 18.24% - 28.24% Variable
Balance Transfer Fee: 3% for 60 days from account opening, then 4%
Initial Bonus: 25,000 points for spending $1,000 in the first 90 days
Ongoing Rewards: 1.5 points per $1 spent on all purchases
Annual Fee: $0
Minimum Credit Required: Excellent
- United Gateway℠ Card
Purchase Intro APR: 0% for 12 months
Transfer Intro APR: Not Offered
Regular APR: 21.99% - 28.99% (V)
Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
Initial Bonus: 20,000 miles after you spend $1,000 in the first 3 months
Ongoing Rewards: 2 miles per $1 spent with United, gas stations, local transit and commuting, and 1 mile per $1 spent on all other purchases
Annual Fee: $0
Minimum Credit Required: Good
- Wyndham Credit Card
Purchase Intro APR: 0% for 6 months
Transfer Intro APR: 0% for 15 months
Regular APR: 20.99% - 29.99% (V)
Balance Transfer Fee: 5% (min $5)
Initial Bonus: 100,000 points after spending $2,000 in the first 6 months
Ongoing Rewards: 6 points per $1 spent Wyndham hotels purchases and on gas, 4 points per $1 spent on dining and groceries, and 1 point on all other purchases
Annual Fee: $75
Minimum Credit Required: Good
Most of the cards listed above do not have a foreign fee. For more options, check out our complete picks for the best travel credit cards and the best 0% APR credit cards.
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Does Capital One Quicksilver Card have a 0% APR intro period for new purchases?
Yes, the Capital One Quicksilver (see Rates & Fees) Card has an introductory purchase APR of 0% for 15 months after account opening. Once this intro period expires, any remaining balance on the Capital One Quicksilver (see Rates & Fees) Card will be subject to the regular APR of 19.99% - 29.99% (V).
Since the average 0% intro APR for new purchases lasts 11 months, the Capital One Quicksilver (see Rates & Fees) Card offer is above average. The Capital One Quicksilver (see Rates & Fees) Card also has a 0% intro APR for balance transfers, lasting 15 months. It is accompanied by a balance transfer...
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